When notifying us about a loss, use whichever contact method works best for you.

We know that filing a claim can be a difficult, stressful experience, and our claims team is available 24/7 to help you.

  1. There are three ways to file a claim:
  2. Click the “Report A Claim” button below to file with Betty, our intuitive chat bot.
  3. Contact your insurance agent
  4. Call our toll free claim number 1-866-482-5246

Need help? If you have any questions or concerns, please contact us at claims@harborclaims.com.

Your privacy is important to us. Please click HERE to download a copy of our Privacy Notice.

What Policyholders Should Expect During The Claims Process

We urge you to file a claim as soon as possible, if your home was damaged from a Hurricane. Please take any necessary steps to protect your home from further damage. If you do begin repairs before our inspection, take photos, save receipts and/or contracts and do not discard of any damaged parts or materials. Be cautious of those going door-to-door offering repairs, and be sure to read and understand all contracts before signing. Learn More

In Florida, any person who knowingly and with the intent to injure, defraud, or deceive any insurance company files a statement of claim containing any false, incomplete or misleading information is guilty of a felony.

In New York, any person who knowingly and with intent to defraud any insurance company or another person, files a statement of claim containing any materially false information, or conceals for the purpose of misleading, information concerning any fact, material thereto, commits a fraudulent insurance act, which is a crime, is subject to criminal prosecution and substantial civil penalties.