When notifying us about a loss, use whichever contact method works best for you.

We know that filing a claim can be a difficult, stressful experience, and our claims team is available 24/7 to help you.

  1. There are three ways to file a claim:
  2. Click the “Report A Claim” button below to file with Betty, our intuitive chat bot.
  3. Contact your insurance agent
  4. Call our toll free claim number 1-866-482-5246

Need help? If you have any questions or concerns, please contact us at claims@harborclaims.com.

Your privacy is important to us. Please click HERE to download a copy of our Privacy Notice.


What Policyholders Should Expect During The Claims Process

We urge you to file a claim as soon as possible, if your home was damaged from a Hurricane. Please take any necessary steps to protect your home from further damage. If you do begin repairs before our inspection, take photos, save receipts and/or contracts and do not discard of any damaged parts or materials. Be cautious of those going door-to-door offering repairs, and be sure to read and understand all contracts before signing. Learn More